Terms of Service

Welcome to Cari Finance. These Terms of Service (“Terms”) govern your use of our payment processing services (“Services”). By using our Services, you agree to these Terms.

Services

Cari Finance provides payment processing services for businesses in the Caribbean and Africa. Our Services allow you to accept payments from customers through various payment methods.

User Obligations

• You must provide accurate and complete information when registering for our Services.
• You are responsible for maintaining the security of your account and password.
• You agree to comply with all applicable laws and regulations.
• You must not use our Services for any illegal or unauthorized purpose.

Fees

Our pricing is simple and transparent. We charge a flat fee of 2.9% + 30 cents per transaction. No hidden fees. Pay only for what you use.

Account Suspension and Termination

We may suspend or terminate your access to our Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of our Services.

Intellectual Property

All content, trademarks, and data on our website, including but not limited to software, databases, text, graphics, icons, hyperlinks, private information, designs, and agreements, are the property of or licensed to Cari Finance.

Limitation of Liability

Cari Finance is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services. Our total liability to you for any damages arising from or related to these Terms will not exceed the amount you have paid us in the past six months.

Indemnification

You agree to indemnify and hold Cari Finance harmless from any claims, losses, liabilities, damages, costs, and expenses, including legal fees, arising out of your use of our Services or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the United States, without regard to its conflict of law principles.

Privacy Policy

Cari Finance is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share information about you when you use our Services.

Information We Collect

• We collect information you provide directly to us, such as when you create an account or contact us for support.
• We collect information about your transactions and interactions with our Services.
• We may collect information from third-party sources and combine it with information we collect through our Services.

How We Use Information

We use the information we collect to provide, maintain, and improve our Services. We may use your information to communicate with you about products, services, and promotions.

Sharing of Information

We do not share your personal information with third parties except as necessary to provide our Services or as required by law. We may share aggregated or anonymized information that does not directly identify you.

Data Security

We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure.

Data Retention

We retain your information for as long as necessary to provide our Services and as required by applicable laws.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on our website.

Contact Us

If you have any questions about these Terms or our Privacy Policy, please contact us at support@cari.finance.